Privacy Principles
Meaning of some words in this notice
"You" and "your" mean an individual (a person; not a business operator, corporation, partnership or trust, for example) who applies for or receives a financial product or service with us for personal, family, or household purposes.
"We", "our," and "us" mean Harrington Bank, FSB.
"Nonpublic personal information" means information about you that we obtain because you apply for or receive a financial product or service from us and that is not publicly available.
We are committed to protecting your privacy
At Harrington Bank, we believe protecting the confidentiality and security of customer information is one of our most important obligations. You trust us with your personal and financial information, and we’ll honor that trust by handling your information carefully and responsibly. Your privacy is protected by federal law but also, more importantly, by our long-standing commitment to you.
We only collect information that is needed to service your account or administer our business
Depending on your account relationship with us, we may collect information about you from a variety of sources, including:
- Information you provide directly to us on applications or forms, such as your income and accounts.
- Information about your transactions with Harrington Bank or our affiliates.
- Information we receive from an outside company, such as credit bureau, providing your credit history or employment verification.
We have strict controls in place to protect the confidentiality and security of your information
Harrington Bank maintains appropriate security practices and procedures designed to prevent unauthorized access to confidential information about you. We have internal controls to limit access to information about our customers or former customers to those authorized employees who need the information to service or administer your account. Employees are educated on their responsibility for safeguarding the confidentiality of each customer’s information.
We only release information for legitimate business reasons
Occasionally we may contract with an outside firm to perform services on your behalf, such as assisting us with marketing Harrington Bank products. We may also have an agreement with another financial institution to jointly market a product with them such as a credit card. In either case, we may release limited information such as your name, address, and account relationship with Harrington to the outside party. All such recipients of customer information are contractually bound to keep the information confidential and are prohibited from using the information for any purpose other than what we specify. In addition, we may share certain information about you with our affiliates as permitted by the Fair Credit Reporting Act. Harrington Bank does not otherwise release any nonpublic personal information about our customers or former customers to anyone, except as required or permitted by law.
Notice of opportunity to opt out
If you would like further information, or if you would like to instruct us not to share information with our affiliated companies, please contact us by writing to:
Harrington Bank
5925 Farrington Rd.
Chapel Hill, NC 27517
Or by emailing us at cust...@bankatharrington.com (Email Security)
