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The basis of any relationship is trust, and, at
Harrington Bank we firmly believe your privacy should never be compromised. You
have entrusted us with your business, and we take pride in honoring that
pledge. We will continue to offer you the wide array of financial products and
services necessary for you to achieve your financial goals, and we will do so
in a highly confidential manner. Please review the following information as it
pertains to your relationship.
Meaning of some words in this notice:
"You" and "your" mean an individual (a person; not a
business operator, corporation, partnership or trust, for example) who applies
for or receives a financial product or service with us for personal, family, or
household purposes.
"We", "our," and "us" mean Harrington Bank, FSB.
"Nonpublic personal information" means information
about you that we obtain because you apply for or receive a financial product
or service from us and that is not publicly available.
WE ARE COMMITTED TO PROTECTING YOUR PRIVACY
At Harrington Bank, we believe protecting the
confidentiality and security of customer information is one of our most
important obligations. You trust us with your personal and financial
information, and we’ll honor that trust by handling your information
carefully and responsibly. Your privacy is protected by federal law but also,
more importantly, by our long-standing commitment to you.
WE ONLY COLLECT INFORMATION THAT IS NEEDED TO
SERVICE YOUR ACCOUNT OR TO ADMINISTER OUR BUSINESS
Depending on your account relationship with us, we may
collect information about you from a variety of sources, including:
- Information you provide directly to us on
applications or forms, such as your income and accounts.
- Information about your transactions with Harrington
Bank or our affiliates.
- Information we receive from an outside company,
such as credit bureau, providing your credit history or employment
verification.
WE HAVE STRICT CONTROLS IN PLACE TO PROTECT THE
CONFIDENTIALITY AND SECURITY OF YOUR INFORMATION
Harrington Bank maintains appropriate security
practices and procedures designed to prevent unauthorized access to
confidential information about you. We have internal controls to limit access
to information about our customers or former customers to those authorized
employees who need the information to service or administer your account.
Employees are educated on their responsibility for safeguarding the
confidentiality of each customer’s information.
WE ONLY RELEASE INFORMATION FOR LEGITIMATE BUSINESS
REASONS
Occasionally we may contract with an outside firm to
perform services on your behalf, such as assisting us with marketing Harrington
Bank products. We may also have an agreement with another financial institution
to jointly market a product with them such as a credit card. In either case, we
may release limited information such as your name, address, and account
relationship with Harrington to the outside party. All such recipients of
customer information are contractually bound to keep the information
confidential and are prohibited from using the information for any purpose
other than what we specify. In addition, we may share certain information about
you with our affiliates as permitted by the Fair Credit Reporting Act.
Harrington Bank does not otherwise release any nonpublic personal information
about our customers or former customers to anyone, except as required or
permitted by law.
NOTICE OF OPPORTUNITY TO OPT OUT
If you would like further information, or if you would
like to instruct us not to share information with our affiliated companies,
please contact us by writing to:
Harrington Bank
5925 Farrington Rd.
Chapel Hill,
NC 27517
Or by emailing us at
customerservice@bankatharrington.com.
(Email
Security)
INTERNET PRIVACY NOTICE
Personal Information Collected
Our website
does not collect personal identifying information about you except when
specifically and knowingly provided by you. Once you have provided personal
identifying information, it will be used for the purpose as described at the
point of data collection. All such information will then be subject to the
provisions of our Privacy Notice.
General Information Collected
For each
visitor to our web pages, our web server automatically recognizes a user's
software information, such as domain name (i.e. aol.com, msn.com), browser and
operating system without identifying the user. We also aggregate information on
these visits to our site that tells us such things as: how many visitors we
had, what sites they came from, which of our pages they visited, how long they
stayed at each site, and the total time of their visits.
The general information we collect is used to analyze
and improve the content of our site. It is not shared with other organizations
for commercial purposes.
If you send us email, your return address will be
displayed in the header we receive. We will use this information to respond to
your inquiry and we will keep your message as a record of our contacts. We will
not share that information with outside companies or agencies unless it is
necessary for us to do so in order to respond to your email or carry out a
request therein, or unless we are required to so by law or court order.
Cookie Technology
A cookie is a piece of
data given to a browser by a web server. We set a cookie each time you log onto
Harrington Online Banking. This cookie is merely an anonymous number that
identifies the user's session. It does not store any personally-identifiable
information. We only use cookie technology to strengthen banking security in
the following way:
While you are connected to the Harrington Online
Banking site, the cookie is constantly monitored to ensure that we are
communicating with the machine that logged in. If this cookie connection is
interrupted (as may occur if an intruder intercepts your information),
Harrington Online Banking will cancel the connection. Although the cookie may
remain on your hard drive after you have completed your session, the cookie
expires and stops collecting information when you properly exit or time out of
Harrington Online Banking. This prevents someone else from using the same
computer to access your session. When you log onto Harrington Online Banking
the next time, the old cookie will be replaced by a new cookie. At the end of
any session, you may remove this cookie without affecting your future
sessions.
Children's Online Privacy
Because we have
no way of distinguishing the age of individuals who access our website, we
collect the same general information we collect from any website user as well
as personally-identifiable information from individuals under the age of 14 if
they provide it. If such information is received via email, we will respond to
the communication as warranted but only retain the information in accordance
with our general information collection policy. If an individual under the age
of 18 provides us with personally-identifiable information through an internet
account application, the application will be declined and all related
information would only be maintained as required or allowed by law.
Links On Our Website to Third Party
Websites
We are not responsible for the content or the privacy policies
of websites to which we may provide links. We do not endorse, certify, or
validate the content of any third party website. These links are provided for
informational use only and users of our website are cautioned to use
appropriate judgment when following a link to any third party website.
Changes To This Internet Privacy Notice
We
reserve the right to introduce new services or practices that may require a
change to the provisions of this notice. We are committed to updating our
Internet Privacy Notice promptly to keep you informed on how we use information
you give us.
CONTACT US
We value your relationship. We want you to know how we
use the information you provide and our commitment to ensuring your personal
privacy. If you have any questions about how we protect your confidential
information, about the privacy provisions of this notice, or you would like
more information about how to opt out of affiliate information sharing, please
contact us at customerservice@bankatharrington.com.
(Email
Security) |
